Century Republic Insurance Services


Dwelling fire insurance is meant for properties that are rented out to others to live in. A DP3 is a specific form that provides the necessary coverages to protect you and your tenant.

The following are coverages that come standard on a Dwelling Fire insurance policy

Dwelling This covers for the cost to remove debris, architect fees, and rebuild the main structure of the home
Other Structures This covers for any structures not attached to the main building (e.g. detached garage, block wall, and/or driveways)
Personal Property This coverage only applies if the property is owned by you and you rent it out to your tenant
Loss of Icome / Fair Rental Value In the event of an accident, if the property is unable to be rented out, loss of income or fair rental value will provide you that monthly income you lost
Liability The maximum amount of protection in case a non-resident is injured on the homeowner's premises.
Medical Payments Coverage for medical payments in case someone is injured on the homeowner's premises.
Extended Replacement Cost In the event that the dwelling coverage is not enough (assuming is is 100% calculated by the insurance company), this coverage will kick in up to the percentage purchased.

We understand that purchasing insurance can sometimes cause confusion but here at Century Republic, we make sure you know exactly what you're covered for.

For a free quick quote, call us at 800.730.2886


Did you know that when you package AUTO and HOME insurance, you can receive up to 25% in combined discounts? Call us to find out more!


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Contact Us

Century Republic Ins Svcs

8361 Westminster Blvd., Suite 110

Westminster, CA 92683

License#: 0B36167

T: 714.898.9800

F: 714.898.2345

Business Hours

Monday 09:00AM - 06:00PM
Tuesday 09:00AM - 06:00PM
Wednesday 09:00AM - 06:00PM
Thursday 09:00AM - 06:00PM
Friday 09:00AM - 06:00PM
Saturday 10:00AM - 04:00PM